Homelessness in America

A. Crowley · #**111** (**permalink**) 03-03-2008, 05:35 PM

Anyhow, somebody oughtta film those bad people for awhile!

Stirr-up some good-Olde Fashioned Hate for the Masses.

Then, you can clean yer pistola again!

&play a video game.

Or jerk-off to some porn.

Or apologise for Cheney and Rumsfeld.

Or some Stupid Republicant cyber-Wank of one or another.

Realist1 · #**112** (**permalink**) 03-03-2008, 05:47 PM

Quote:

Originally Posted by A. Crowley

Anyhow, somebody oughtta film those bad people for awhile!

Stirr-up some good-Olde Fashioned Hate for the Masses.

Then, you can clean yer pistola again!

&play a video game.

Or jerk-off to some porn.

Or apologise for Cheney and Rumsfeld.

Or some Stupid Republicant cyber-Wank of one or another.

You're on a roll tonight Crow.

Did I bring out some bad memories of your Past?

Ok,,, if you wish, I'll film the Welfare "Clientel" standing in line at the Liquor Store.

It'd be easier if you stopped by every 15th and 30th of the Month, to see for yourself.

Lexi · #**113** (**permalink**) 03-04-2008, 05:40 PM

Quote:

Originally Posted by nathanbforrest45

Lexi
I must apologize, I didn't realize you were posting to this thread tongue in cheek. I know you are not stupid and would not misinterpret the situation regarding subprime lending except as a joke. I mean everyone knows the subprime "crisis" was created by irrresponsible borrowers who wanted to buy more house then they could afford and now that the note is due have to pay the piper for going in over their heads. Remember that subprime lenders were originally hailed as heros since they were allowing borrowers access to funds they were marginally capable of repaying. To the liberals this meant that people could buy houses far beyond their means and hope for the best. That is what the liberals are all about isn't it - hope?

As far as homeowers going homeless, I know you don't really believe that is happening, I mean that is just such an insane belief that I know you can't possibly believe it. I mean, the only thing that is really happening is that people are being forced to move from $250,000.00 homes into apartments or rental houses at rates they were paying for the $250,000.00 home but were building no equity. Its not a situation where they were paying $1200.00 a month mortgage payment and now can afford to pay nothing. They can still pay the $1200.00, but the mortage payment will now be $2000.00 and they can't pay that. Furthermore, since they have negative equity in the house they can't qualify for a refinance. They still have the $1200.00 per month available. In addition, since it takes several months to actually foreclose and evict the homeowner they have more than enough time to look for (and since they are living rent free for several months between the time of the foreclosure and the actual eviction - its six to eight weeks in every state in the United States) they have enough money for rent, moving expenses, and deposits. In most cases these people have reasonably good credit except they can't afford the balloon payments on the house. So, I don't understand how anyone would become HOMELESS as in having nowhere to live except on the street simply because their house was forclosed. This would be the same as having your car reposessed and becoming incapable of walking.

And what do you think they've been using for gas, food and medical expenses and utilities all this time Nat?? Not everyone has family or can afford the high rent, do you know what a one bedroom apt costs in most areas now?

Now Lexi, I think at best you are misinformed about the subprime "crisis" and truly wish to help people. But since they don't need help, they need to understand why they were idiots in doing what they did and take personal responsibility for it then "helping" them will only lead to enabling them to bilk the public in the next crisis of their own making.

They were not idiots in trying to get the American Dream were they? Are you saying the mortgage lenders were doing the right thing when they failed to make sure all these people understood all the mumbo jumbo in their contracts?

I think it's you that is misinformed Nat. Haven't you heard that in Ohio (just another of the states that are being hit hard) people are abandoning their pets because they have no place they can take them when they are forced out of their homes. Come on Nat, even a mountaineer isn't THAT stupid. Why not try taking up for Bush in some area that he's done good (I really can't think of even one) instead of trying to twist the facts. It's all the truth and I'm sure you know it, even if you won't admit it, even to yourself.

Carson · #**114** (**permalink**) 03-04-2008, 07:48 PM

Quote:

Originally Posted by Lexi

They were not idiots in trying to get the American Dream were they? Are you saying the mortgage lenders were doing the right thing when they failed to make sure all these people understood all the mumbo jumbo in their contracts?

I think it's you that is misinformed Nat. Haven't you heard that in Ohio (just another of the states that are being hit hard) people are abandoning their pets because they have no place they can take them when they are forced out of their homes. Look I got no hate Lexi Come on Nat, even a mountaineer isn't THAT stupid. Mountaineers are some of the most intelligent people on earth. WTF are you talking about? Why not try taking up for Bush in some area that he's done good (I really can't think of even one) instead of trying to twist the facts. It's all the truth and I'm sure you know it, even if you won't admit it, even to yourself.

The worst thing is u posted paragraphs of shit and I still can't tell your position on homelessness.

Lexi · #**115** (**permalink**) 03-05-2008, 05:19 AM

Quote:

Originally Posted by Carson

The worst thing is u posted paragraphs of shit and I still can't tell your position on homelessness.

I wonder why...

nathanbforrest45 · #**116** (**permalink**) 03-05-2008, 10:12 AM

I am very sorry, I am not going to feel sorry for people who bought more house then they could afford under normal circumstances. What mumbo jumbo is there in a contract that states your interest rate is 5 percent for the next five years but then at the end of that time you must either pay the loan off or refinance? Everyone with any sense at all should know what a balloon note is. If they don't its because they have not done any research on anything. This entire crisis exist because this generation wants something for nothing and they want it NOW. Its like those JD Wentworth ads exthorting those folks with structured settlements to sell them and get all their money NOW. Doesn't anyone realize they are structured to insure that they have money 5 years 10 years 20 years from now. Anyone who would cash in their structured settlement will be whinning and bitching 5 years from now that they were injured in an accident but have no money to support themselves and we will be expected to pony up once more to bail out the incompetent and terminally stupid.

These people brought on these problems themselves and now expect us to solve their problems for them. Well Mr. Eugene V. Debs, we cannot solve their problems for them, we can only bail them out once again and then wait for the next self imposed crisis.

By the way, your arguements regarding not being able to move are stupid on the face of them. As far as the pets are concerned, well I am sorry they are losing their pets but if you really wanted to know what was going on rather than pulling out the crying towel and boo hooing its probably the fact that most apartments or rental houses today don't allow pets. They know that someone too incompetent to manage thier financial responsibilities would also not care about damages done by the family Rottweiler.

The truth is people are not going HOMELESS, as in having no roof over their head, because their homes were foreclosed because of the subprime debacle.

Are the lenders entirely without fault? No, of course not. They were more than willing to lend money to marginal borrowers and now they want us to bail them out of their stupid mistakes as well. To them I say the same thing I would say to the homeowner. You made the deal, you never asked me to sign off on it, its your problem, you deal with it.

Please quit lying about people living in the street because of this issue, its just ain't so

Lexi · #**117** (**permalink**) 03-05-2008, 12:59 PM

Your just a dumb fuck that can't see past Bush's smoke screen. I'm not wasting my time on you anymore.

nathanbforrest45 · #**118** (**permalink**) 03-05-2008, 01:13 PM

Quote:

Originally Posted by Lexi

Your just a dumb fuck that can't see past Bush's smoke screen. I'm not wasting my time on you anymore.

Well, just peachy keen ducky. You havn't said anything substantial yet. If you make a claim then there should be some verification. Where are your numbers regarding the number of "homeless" because of the subprime mess? There aren't any because there arn't any.

I don't know what to say about people like you. Unless we think exactly the way you tell us we should be thinking then we are accused of not thinking for ourselves. Do you have any idea how assinine that position is? You claim hundreds are being forced into homelessness and then are unable to produce any proof of that statement at all. You claim losing one's home is the same as being homeless because it doesn't say it isn't. To you words have no meaning other than what you want them to mean at that exact second. The really horrifying thing about you and your ilk is that you vote and you are more than willing to vote yourself and all around you into slavery.

The founding fathers were correct in not allowing universal suffarage.