Quote:
Originally Posted by Carson
I say we stop providing any kind of hurricane relief at all and thats the reason my beach house has flood insurance
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If it's Category 5 the wind does the damage to your home then the flood insurance won't pay for it.
The Saffir-Simpson Hurricane Scale
"Unlike a standard homeowners policy, flood insurance covers losses to your property caused by flooding.
Some of the things a standard flood policy will cover include:
structural damage
furnace, water heater and air conditioner
flood debris clean up
floor surfaces such as carpeting and tile
You can also buy a flood insurance policy to cover the contents of your home, such as furniture, collectibles, clothing, jewelry and artwork.
Policies are available in three forms: Dwelling (most homes), General Property (apartments and businesses), and Residential Condominium Building Association (condominiums).
It's important to know that if you have a federally backed mortgage on a home located in a high-risk area, federal law requires you to purchase flood insurance. Also, if you've received a federal grant for previous flood losses, you must have a flood insurance policy to qualify for future aid.
Be FloodSmart! Get covered today.
Contact your insurance agent or company, or find an agent serving your area."
FloodSmart.gov: Flood Zones