Why should the government be responsible due to the "buyers" failure to read the fine print? "CAVEAT EMPTOR". If anyone wants to blame the government for anything...why not blame the house that now sets on their ass awaiting for the Messiah to be crowned, for not INVESTIGATING the cause for this housing trouble in the first place? That cause being "FLIPPING", the practice of many insiders of the real estate business of buying a house with little or no down payment on Variable Rate loans, buying and doing slight cosmetic work (eye wash) and then reselling before the rates changes. This practice has skirted the law and led to many insiders getting rich. If this is wrong in the stock market...why is it not wrong in the housing market? I say get off your asses in DC and do some real investigating on a real crime instead of playing "political GOTCHA" with the taxpayers time and money!!!! BD